TBA - Spring 2008
“Get To Know Your Health Plan” - An Explanation Of Benefits Workshop

Do you find it hard to understand and read the Explanation of Benefits for your current health plan? Do you want to learn more about the terminology used in health plans or to learn about new plans? Please join me at the first EMF Happy Hour for an educational and social tour of your health insurance plan. Get out of work, meet great people, & drink at an awesome bar!

This event is free of charge and open to anyone and everyone! Bring your friends.

Locations: TBA (Stay Tuned)

RECENT EMF ARTICLES: (click links to read)

Visit the new EMF Insurance Blog to read our latest News and Tips in the Health Insurance and Travel Insurance World.

CONSUMER DRIVEN HEALTH PLANS (CDHP):
Keep your eyes and ears open for the buzz surrounding Consumer Driven Health Care. Examples of this type of health care are Health Savings Accounts (HSA) and Health Incentive Accounts (HIA). *Check out the new Blue Cross Lumenos plans... These types of plans give you more control over your health care costs, carry lower deductibles, and can significantly lower your long-term health care costs. HSA’s have tax advantages, help you save for your future health care costs, and much more.

MATERNITY:
Planning on having a baby? Think about the annual deductible and out-of-pocket maximum on the health insurance plan you already have or are planning to purchase. Having a baby within the same calendar year could save you bundles of money for your bundle of joy.

Open your U.S. passport to page 2, Item #3. Have you ever noticed the advisory below?

“Medical costs abroad can be extremely expensive. Does your insurance apply overseas, including medical evacuation, payment to overseas hospital or doctor, or reimbursement to you later?”

Ex-Patriots: Are you an American who will be working abroad? Look into an International Health Plan to cover you anywhere in the world.

Check out the available plans and options in our Global Health & Travel page.

Congratulations
Welcome New EMF clients!

To all EMF friends and clients...Thank you for your support, business, and loyalty. Referrals help our business grow. Please spread the word about EMF Insurance Agency.

Remember that our office also has agents that provide coverage for Auto, Homeowners, Life, Commercial, Renters, Fire, and Earthquake Insurance.