IF YOU HAVE HAD A POSITIVE EXPERIENCE with the services that EMF Insurance Agency has provided you then we ask you for one BIG favor ...

Please visit EMF's new Yelp! page by clicking here and submit a review of my service. Even a couple of sentences would be incredible and we will be so grateful.

RECENT EMF ARTICLES: (click links to read)

Visit the new EMF Insurance Blog to read our latest News and Tips in the Health Insurance and Travel Insurance World.

CLAIMS: Use your insurance agent to help you when submitting a claim. Save all of your receipts. Remember...your agent is your advocate and not only your sales person.

CONSUMER DRIVEN HEALTH PLANS (CDHP):
Keep your eyes and ears open for the buzz surrounding Consumer Driven Health Care. Examples of this type of health care are Health Savings Accounts (HSA) and Health Incentive Accounts (HIA). *Check out the new Blue Cross Lumenos plans... These types of plans give you more control over your health care costs, carry lower deductibles, and can significantly lower your long-term health care costs. HSA’s have tax advantages, help you save for your future health care costs, and much more.

MATERNITY:
Planning on having a baby? Think about the annual deductible and out-of-pocket maximum on the health insurance plan you already have or are planning to purchase. Having a baby within the same calendar year could save you bundles of money for your bundle of joy.

Open your U.S. passport to page 2, Item #3. Have you ever noticed the advisory below?

“Medical costs abroad can be extremely expensive. Does your insurance apply overseas, including medical evacuation, payment to overseas hospital or doctor, or reimbursement to you later?”

Ex-Patriots: Are you an American who will be working abroad? Look into an International Health Plan to cover you anywhere in the world.

Check out the available plans and options in our Global Health & Travel page.

Congratulations
Welcome New EMF clients!

To all EMF friends and clients...Thank you for your support, business, and loyalty. Referrals help our business grow. Please spread the word about EMF Insurance Agency.

Remember that our office also has agents that provide coverage for Auto, Homeowners, Life, Commercial, Renters, Fire, and Earthquake Insurance.